An accident, sickness or unemployment can happen to anyone at any time. Mortgage Payment Protection is designed to give you peace of mind that if the worst happens, you will be able to continue to make your mortgage repayments.

This is a monthly benefit to cover your mortgage payment and related insurance costs. It may also include other household expenses.

This cover will last along as you are off work, for a maximum of either one or two years, depending on the policy you choose.

This varies from Income Protection Insurance in that this is a short–term monthly payment that will cover you if you become temporarily out-of-work.

Generally, this policy will NOT cover you if you are responsible for your leaving work. It covers the likes of redundancy, accident or sickness. There is a substantial list of situations that are NOT covered so it is crucial you understand what is included in your policy.

Mortgage Services Cookstown Ltd of County Tyrone has over 30 years’ worth of experience in the insurance business and can explain in detail about the various options that are available to you. We can help you select suitable unemployment cover that covers a wide range of situations and gives you peace of mind and time to consider your future.